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CIBC's closed mortgages must usually remain unchanged for whatever term you agree to.
CIBC's open mortgages may be repaid, in part or in full, at any time during the term without any prepayment costs.
The company's convertible mortgages offer the same security as a closed mortgage, but can be converted to a longer, closed mortgage at any time without prepayment costs.
Fixed rate mortgages give you the advantage of the same interest rate for the entire term with a regular payment that remains the same.
Variable rate mortgages prove to be lower than fixed rates and could save you more money.
When rates go down, a larger portion of your payment goes towards principal, allowing you to pay off your mortgages faster.
CIBC Mortgages Inc.
CIBC Mortgages Inc.
Canada
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