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Frequently Asked Questions
Is your application secure
Do we share information
How do we make money
Is there an obligation to accept any of the offers
How long will it take to close a loan
Do we charge closing costs
What are our rates
Do we do property appraisal
What credit score do you need to use our services

Is your application secure?
We use secure 128 bit SSL encryption to protect your sensitive personal information. We use a variety of security and encryption technologies to protect your data from outside sources. We have incorporated many safeguards to protect the security, integrity, accuracy and privacy of the personal information that we collect.

Do we share information?
We take very seriously your privacy and the security of your personal data. We value our good reputation, so we do not sell your personal information to other sources. Nor do we sign your email address up to spam lists. Under no circumstances will Best-Mortgage-Companies.com sell or share any personal information about you to or with any person or organization other than our participating network of financial services providers. We only send your information to the lenders you have been matched with.

How do we make money?
Our service is completely free to you. Like other businesses, we have to make money to continue offering our valuable services to you. Our participating brokers/lenders pay us a flat fee for the opportunity to contact you and offer their services to you.

Is there an obligation to accept any of the offers?
No, there is no obligation to accept any of the offers.

How long does it take to close a loan?
A typical loan origination process takes 2 to 6 weeks from application to closing. That time depends on many factors, including your specific situation. For example, if you have first and second mortgage on your home and decide to refinance the first one, the new lender will need to obtain permission from the holder of your second mortgage before he can underwrite the loan which adds to the total processing time.

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