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To refinance is to pay off your old mortgage loan while simultaneously taking a new one.


Refinancing may be done to reduce borrowing costs under conditions where you can obtain a new loan at an interest rate below the rate on the existing loan.


You can refinance to raise cash, as an alternative to a home equity loan.  Or you can do this to reduce monthly payments.
To refinance is to pay off your old mortgage loan while simultaneously taking a new one
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To refinance is to pay off your old mortgage loan while simultaneously taking a new one.

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